Services
SME Loan

Loan Product.

The SME Loan is designed to provide small and medium-sized enterprises with the working capital required to operate efficiently, execute contracts, and expand their businesses.
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OUR PHILOSOPHY

SME Loan Planning Approach

Small and medium enterprises are critical drivers of economic growth, innovation, and job creation. At Wasabi Capital, we are committed to supporting the growth of SMEs by providing accessible financing that enables entrepreneurs to execute opportunities and strengthen their business operations..

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Applicants must demonstrate active business operations through documentation such as:

  • Business registration documents

  • Business activity description

  • Contract or supply agreement (where applicable)

Applicants must provide:

  • National ID

  • Proof of residence

  • Utility bill

These documents ensure proper identification and compliance with financial regulations.

Applicants may be required to provide financial records such as:

  • Financial statements

  • Six months bank statements

  • Assignment of proceeds agreement where applicable

This information assists in determining the appropriate financing facility.

Retail & Trading Businesses
Service-Based Enterprises
Contract-Based Businesses
Manufacturing & Production
Small Business Expansion
Preparing For Your Future

Grow & Expand Your Business This Year

Many growing businesses struggle to access formal banking services due to limited credit history or collateral requirements. Wasabi Capital’s SME Loan product bridges this gap by providing structured financing solutions tailored to the needs of emerging enterprises.

The facility supports businesses that require short-term capital to deliver goods and services, finance operational costs, or expand commercial activities.

Loan facilities range from MK 1,000,000 to MK 5,000,000, with a maximum tenure of up to 6 months, and clients have the option to repay the loan early without penalty.

Our Process

How Can Our Team Help You to Reach Your Goals

01

Submit Loan Application

Complete the Wasabi Capital loan application form and submit the required documents.

02

Business Assessment

Our team evaluates the business activity and financing requirements.

03

Loan Approval & Agreement

Once approved, a loan agreement outlining the financing terms is prepared.

04

Loan Disbursement

Funds are disbursed to support the business’s operational or expansion needs.

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Testimonials

See What Our Clients Are Saying

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4.9
Google reviews

“Our business needed working capital to deliver a supply contract, and Wasabi Capital helped us access financing quickly. The support allowed us to meet our delivery commitments and grow our customer base.”

Maya Kalonje
Small Business Owner, Lilongwe

“Finovate has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”

Carlos Martines
MEX – CEO

“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”

Kate Smith
Swirl – CEO & President
Why us?

You’ll Know What

Grows Wealth Steps to Take Next Secures Investments Reshapes Economies
Align your goals with Malawi's financial landscape
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